SAC - Producers & Consumers; Money as remainder and placeholder, in a closed barter system

This topic is meant to facilitate some topic ideas for Mutual Commons and start general discussion around Sovereign Accountable Commons, Decentralized Autonomous Organizations, and supply chain flow.

Many are familiar with the 80/20 Principle. This could be applied to SACs for producers (supply chain flow) and consumers (categorical purchasers).

Hypothesis: Value flow is optimized when producers & consumers divide into groups which have direct relationships to one another, formulate consistent interaction/participation, and allow access to a variety of metrics.

Example:
Expenses can be broken down into a pie chart. A majority of those pieces are going to represent only a few categories of need. Such cases: For non-owners, rent accounts for a large percent of expenses. Food and water fall into a sizeable expense for everyone. Transportation of all types is a necessity for many.
-Landlords could form a buyers club from tenants and vice versa, where also house cleaning services, lawncare, etc participants could be included.
-Vehicle and bicycle owners could sell their property into an SAC and users needing transportation can participate in a club. Mechanics, car cleaning, bike repair, etc included in the appropriate group commons.
-The idea is that everyone involved in the supply chain could be members of the group.

A singular currency is needed between them, and should only be needed for gaps in barter. It might be analogous to a ‘placeholder’ because its main goal is to hold value until the other side of the flow system can get closer to equilibrium. It can also be a way for groups to extract value from outside the mutual commons.

Is it advantageous for producers and consumers to regularly purchase from the same vendors within each other’s groups?

Would building stronger and more transparent relationships between SAC’s increase optimization of value flows?

What special relationships could vendors have with the 20% of customers that give them 80% of their business?

What are good methods to audit, manage, and protect local supply chains?

How should buyers clubs be constructed in the new system? DAOs? Differences from SACs?

Should money inside an SAC be used primarily for the collective? as remainder of account? placeholder for value return? means of investment outside community?
-The goal for the system would be so that only 20% of goods/services actually be purchased with currency (money). For visualization of this, imagine a browser where club members select from a list of ways to contribute, then get audited for said contribution. Those could choose repeating options or vary from time cycle to the next. Elected admin could be responsible for scheduling and assigning value algorithms, or those tasks could be delegated via DAO (code).
-People who accumulate money are incentivized to spend it so they can have a break from work. Money would be used to pay for things in times of sickness, take vacation/holiday etc Or used to gift a member unable to contribute.

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Opportunities:

Reputation - could one example of punishment be penalty/forfeiture of reserve monies?

Auditing - what are options for decentralizing the auditing process? Admin should be transparent and accountable.

Cheating - is it difficult to confirm services rendered between two parties?

Value metrics - who is responsible for deciding? how do/should we elect those people?